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Car
Insurance UK
Car
Insurance USA
Car
Insurance Canada |
Car
Insurance |
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Lots
of Car Insurance can
be found online. If you wish to find car
insurance then you have come
to the right place. Simply select one
of the countries from the list above to
get an instant online quote. You can use
this facility as many times as you like
- absolutely free of charge.
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Young
Drivers Insurance |
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Young
drivers unfortunately are prone to encounter
significant difficulties in the car insurance
marketplace. When your car insurance costs
are being calculated, your age is one
of the most significant factors that is
brought into consideration. Younger drivers
can often be penalised for their age alone,
regardless of their claims history or
driving expertise. The fact that a young,
inexperienced driver generally isn’t
entitled to a no-claims bonus does not
help their cause either. This results
in younger drivers usually paying hefty
insurance premiums.
Charges
Most
car insurance providers will charge young
or otherwise inexperienced drivers considerably
higher premiums because they statistically
fall into a higher risk category, and
as such are more statistically more likely
to make a claim on their insurance throughout
the duration of their policy.
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Research
Research
shows that young drivers can be up to
2 seconds slower to recognise potential
road hazards than older, more experienced
motorists. This means that a typical male
driver aged between 17 and 20 years is
9 times more likely to be at fault for
an accident than someone aged between
31 and 40 years, who has a comparable
amount of driving experience. A typical
17 year old male driver is also 7 times
more likely to be involved in an accident
than a middle-aged man for every mile
driven. As well as this, young drivers
in this age group are up to 3 times as
likely to be in an active as opposed to
passive accident. All of these statistics
conspire to produce high car insurance
costs for young drivers, particularly
young male drivers. |
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Companies
There
are car insurance companies that provide
insurance solely for young drivers. This
is because of the huge profits that can
be made due to the high premiums that
are charged. Insurance companies are for
the most part justified in charging higher
premiums for younger drivers because of
the unflattering statistics exhibited
by younger motorists. The fact that young
drivers are generally not entitled to
a no-claims bonus also pushes up the price
of premiums.
Although
high insurance costs for young drivers
is generally viewed as a necessary evil,
we can help your cause by allowing you
to browse through a broad range of quotes
from the best car insurance providers,
which helps you to “shop around”
for the best deal. |
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